Affordable student loan refinancing & alternative education financing for emerging-market students

I always ask founders in our incubator why they're building education products Expected them to say stuff like "big market opportunity" or "blockchain solves this problem" Most common answer I actually get: "student loans fucked up my life, I'm building what I wish I had" One founder from the Philippines paid off his degree for 8 years. The loan cost more than his first 3 years of salary combined. Another one from Indonesia wanted to do grad school but couldn't because rates were 28%, he just couldn't justify it. These people aren't building because education is a good TAM slide They're building because they lived through it and don't want anyone else to deal with that Personal pain beats market analysis every time The best builders aren't following trends. They're fixing what broke them.